Florida is our home and Texas is our fastest-growing region. We lend in 40 states and Washington, D.C. on residential and small-commercial real estate — California is considered case by case.
We lend in every U.S. state and Washington, D.C. except the nine listed below. California is considered on a case-by-case basis.
Where we lend — 40 states + D.C.
Featured markets · Florida & Texas
California — case by case
Outside our footprint
A dynamic and high-growth region known for its luxury real estate, vibrant tourism, and strong international investment. Ideal for high-value fix & flip and new construction projects.
Key markets Miami · Fort Lauderdale · West Palm BeachCounties Miami-Dade · Broward · Palm BeachHome to major theme parks and a rapidly expanding population. Central Florida offers robust opportunities in residential development, vacation rentals, and commercial properties.
Key markets Orlando · Kissimmee · LakelandCounties Orange · Osceola · Polk · SeminoleA diverse economic hub with a strong job market, beautiful coastlines, and a growing tech sector. Excellent for both residential and commercial bridge loans and new developments.
Key markets Tampa · St. Petersburg · ClearwaterCounties Hillsborough · Pinellas · PascoCharacterized by its expanding urban centers, growing port economy, and diverse housing demand. Strong investor demand in single-family rentals and ground-up construction.
Key markets Jacksonville · St. AugustineCounties Duval · St. Johns · ClayA popular destination for retirees and second-home buyers. Strong demand for high-end residential renovation, new construction, and short-term rentals. Our home market.
Key markets Naples · Fort Myers · SarasotaCounties Collier · Lee · SarasotaOne of the fastest-growing metros in the country, anchored by tech relocation and deep build-to-rent demand. A strong fit for ground-up construction and fix & flip in the urban core.
Key markets Austin · Round Rock · San MarcosCounties Travis · Williamson · HaysThe largest housing market in Texas — broad, liquid, and diverse. Steady investor demand across fix & flip, single-family rental portfolios, and small multifamily.
Key markets Houston · The Woodlands · Sugar LandCounties Harris · Montgomery · Fort BendBeyond our featured markets, we lend in 40 states and Washington, D.C. We do not currently lend in Arizona, Nevada, North Dakota, South Dakota, Vermont, Oregon, Idaho, Utah, or Minnesota — and California is considered case by case.
Key markets 40 states + Washington, D.C.Counties California case by case