Lending Solutions Built by Operators
Every program is structured around how real investors actually work — fast closings, predictable draws, and terms that match your timeline.
Our Lending Solutions
Each program is designed for a specific investment strategy. Not sure which fits? Call us at (239) 259-9829.
Fix & Flip Loans
Fast funding for property renovation and resale. Our Fix & Flip loans provide quick and flexible financing for investors looking to purchase, renovate, and resell residential properties for profit. We understand the time-sensitive nature of these projects and offer streamlined approval processes to ensure you can seize opportunities swiftly.
- Up to 90% of purchase price and 100% of rehab budget (93% LTC max)
- Up to 75% of ARV
- Rates 8.50% - 10.99%, based on experience and credit
- No prepayment penalty, no hidden fees at closing
Ground-Up Construction Loans
Financing for new residential construction. Designed for experienced developers, our Ground-Up Construction loans fund the entire building process from land acquisition to vertical construction. We partner with you to bring new properties to market, offering draw-based funding aligned with project milestones.
- 85-90% Loan-to-Total-Cost (including land); 65-70% ARV cap
- 100% of construction cost; up to 60% of lot purchase
- Purchase, rate/term, and cash-out refinance
- Property types: single family, townhome, duplex, triplex, quadplex
Bridge Loans
Short-term financing to bridge gaps in real estate transactions. Our Bridge Loans offer a rapid, short-term financing solution for real estate investors and developers who need to quickly acquire property, refinance existing debt, or access capital while awaiting long-term financing or property sale. Ideal for time-sensitive opportunities.
- Purchase: up to 80% LTV
- Refinance: lesser of 75% LTV/LTC (rate-and-term) or 70% (cash-out)
- 12-month term, no prepayment penalty
- Cash-out refinance with as little as 90 days seasoning
DSCR Bridge Plus
Debt Service Coverage Ratio (DSCR) based loans for investment properties. The DSCR Bridge Plus program is tailored for investors seeking financing for income-producing properties, where eligibility is primarily based on the property's cash flow rather than the borrower's personal income. Perfect for landlords expanding their portfolio or refinancing rental properties.
- Up to 80% LTV, no personal income verification
- Starting at 6.00%, DSCR ≥ 1.0x
- Up to 10 years interest-only, $100K-$3M loan size
- Varied prepayment options, ideal for portfolio expansion
Our Lending Process
From first conversation to funded deal — built for speed and clarity.
1
Submit Your Deal
Tell us about the property, your experience, and your strategy. Quick online form or call us directly.
5 minutes
2
Get a Term Sheet
A dedicated loan officer reviews your deal and delivers a clear, no-surprise term sheet.
24 hours
3
Underwriting
We complete valuation, title, and borrower verification — fast and without unnecessary back-and-forth.
3–5 days
4
Close & Fund
Sign documents and receive your wire. We coordinate with title and escrow for a seamless close.
Same-day wire
1
Submit Your Deal
Tell us about the property, your experience, and your strategy. Quick online form or call us directly.
5 minutes2
Get a Term Sheet
A dedicated loan officer reviews your deal and delivers a clear, no-surprise term sheet.
24 hours3
Underwriting
We complete valuation, title, and borrower verification — fast and without unnecessary back-and-forth.
3–5 days4
Close & Fund
Sign documents and receive your wire. We coordinate with title and escrow for a seamless close.
Same-day wireNot Sure Which Program Fits?
Tell us about your deal and we will match you with the right program. Pre-qualification takes 24 hours — no commitment.