Lending Solutions Built by Operators
Every program is structured around how real investors actually work — fast closings, predictable draws, and terms that match your timeline.
Our Lending Solutions
Each program is designed for a specific investment strategy. Not sure which fits? Call us at (239) 699-1990.
Fix & Flip Loans
Fast funding for property renovation and resale. Our Fix & Flip loans provide quick and flexible financing for investors looking to purchase, renovate, and resell residential properties for profit. We understand the time-sensitive nature of these projects and offer streamlined approval processes to ensure you can seize opportunities swiftly.
- Up to 100% of Purchase Price + 100% of Rehab Budget
- Starting at 8.49%, 12-24 month terms
- Interest-only payments, close in 5-10 days
- No prepayment penalty, 72-hour draw funding
Ground-Up Construction Loans
Financing for new residential and commercial construction. Designed for experienced developers, our Ground-Up Construction loans fund the entire building process from land acquisition to vertical construction. We partner with you to bring new properties to market, offering draw-based funding aligned with project milestones.
- Up to 90% Loan-to-Total-Cost, up to 85% ARV
- Starting at 8.99%, $250K-$5M loan size
- 72-hour draw funding after inspection
- Substitute builder experience for borrower
Bridge Loans
Short-term financing to bridge gaps in real estate transactions. Our Bridge Loans offer a rapid, short-term financing solution for real estate investors and developers who need to quickly acquire property, refinance existing debt, or access capital while awaiting long-term financing or property sale. Ideal for time-sensitive opportunities.
- Up to 80% LTV (purchase), up to 75% LTV (refinance)
- Starting at 8.75%, 6-24 month terms
- Interest-only payments, $100K-$5M loan size
- No prepayment penalty, close in 5-10 days
DSCR Bridge Plus
Debt Service Coverage Ratio (DSCR) based loans for investment properties. The DSCR Bridge Plus program is tailored for investors seeking financing for income-producing properties, where eligibility is primarily based on the property's cash flow rather than the borrower's personal income. Perfect for landlords expanding their portfolio or refinancing rental properties.
- Up to 80% LTV, no personal income verification
- Starting at 6.00%, DSCR ≥ 1.0x
- Up to 10 years interest-only, $100K-$3M loan size
- Varied prepayment options, ideal for portfolio expansion
Our Lending Process
From first conversation to funded deal — built for speed and clarity.
1
Submit Your Deal
Tell us about the property, your experience, and your strategy. Quick online form or call us directly.
5 minutes
2
Get a Term Sheet
A dedicated loan officer reviews your deal and delivers a clear, no-surprise term sheet.
24 hours
3
Underwriting
We complete valuation, title, and borrower verification — fast and without unnecessary back-and-forth.
3–5 days
4
Close & Fund
Sign documents and receive your wire. We coordinate with title and escrow for a seamless close.
Same-day wire
1
Submit Your Deal
Tell us about the property, your experience, and your strategy. Quick online form or call us directly.
5 minutes2
Get a Term Sheet
A dedicated loan officer reviews your deal and delivers a clear, no-surprise term sheet.
24 hours3
Underwriting
We complete valuation, title, and borrower verification — fast and without unnecessary back-and-forth.
3–5 days4
Close & Fund
Sign documents and receive your wire. We coordinate with title and escrow for a seamless close.
Same-day wireNot Sure Which Program Fits?
Tell us about your deal and we will match you with the right program. Pre-qualification takes 24 hours — no commitment.