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PROGRAM 03

Bridge

Short-term capital for acquisitions, refinances, and cash-out on stabilized properties.

Short-term capital for acquisitions, refinances, and cash-out on stabilized properties. Multi-family, mixed-use, and small commercial. 12-month standard term with no prepayment penalty. Best for time-sensitive acquisitions or transitional refinances ahead of a stabilization event.

§ 01WHO THIS IS FOR

Built for the operator borrower.

  • Investors closing time-sensitive acquisitions before permanent financing

  • Operators bridging stabilization windows on multi-family or mixed-use

  • Sponsors cashing out equity on stabilized portfolios

§ 02RATES & TERMS

What you can expect when we quote.

RATE

8.50 – 11.99%

LEVERAGE

80% LTV

POINTS

1.5 – 3.0

TERM

12 months
§ 03ELIGIBILITY

A short list of requirements.

  • LLC, LP, or Corp (no personal-name borrowers)

  • Stabilized property with documented occupancy and cash flow

  • FICO 660 mid score floor

  • Clear exit plan within the 12-month term

§ 04COMMON QUESTIONS

Questions we hear most.

Acquisitions, refinances, cash-out on stabilized properties, and gap financing between long-term debt placements. Multi-family, mixed-use, and small commercial all qualify.

12 months standard with no prepayment penalty. We can structure shorter or extend on a case-by-case basis if the exit plan supports it.

Yes — up to 80% LTV on stabilized properties with documented cash flow. Cash-out is sized off as-is value, not pro-forma.

Multi-family (2–50 units), mixed-use, small commercial, and stabilized 1–4 unit residential. We do not do raw land or hospitality.

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