Short-term capital for acquisitions, refinances, and cash-out on stabilized properties.
Short-term capital for acquisitions, refinances, and cash-out on stabilized properties. Multi-family, mixed-use, and small commercial. 12-month standard term with no prepayment penalty. Best for time-sensitive acquisitions or transitional refinances ahead of a stabilization event.
Investors closing time-sensitive acquisitions before permanent financing
Operators bridging stabilization windows on multi-family or mixed-use
Sponsors cashing out equity on stabilized portfolios
RATE
8.50 – 11.99%LEVERAGE
80% LTVPOINTS
1.5 – 3.0TERM
12 monthsLLC, LP, or Corp (no personal-name borrowers)
Stabilized property with documented occupancy and cash flow
FICO 660 mid score floor
Clear exit plan within the 12-month term
Acquisitions, refinances, cash-out on stabilized properties, and gap financing between long-term debt placements. Multi-family, mixed-use, and small commercial all qualify.
12 months standard with no prepayment penalty. We can structure shorter or extend on a case-by-case basis if the exit plan supports it.
Yes — up to 80% LTV on stabilized properties with documented cash flow. Cash-out is sized off as-is value, not pro-forma.
Multi-family (2–50 units), mixed-use, small commercial, and stabilized 1–4 unit residential. We do not do raw land or hospitality.