Built by Investors, for Investors
Coastal Real Estate Funding combines institutional capital markets experience with hands-on real estate operations to deliver fast, transparent private lending nationwide.
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Years Experience
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Units Financed
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New Homes Built
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Renovations Completed
Our Story
How institutional experience and real-world operations come together to build a better lender
How We Started
Coastal Real Estate Funding was founded by David Diaz and Roger Lehman — two professionals who spent their careers on opposite sides of the same industry. David built and renovated thousands of homes across Florida while managing institutional portfolios. Roger structured and financed real estate deals from Wall Street trading desks and capital markets platforms. They saw the same problem from different angles: private lending was too slow, too opaque, and run by people who had never swung a hammer or walked a job site. They started Coastal to fix that.
Our Mission
To deliver fast, transparent private lending built on institutional discipline and operator-level understanding. We exist to give real estate investors a capital partner who actually understands their business — not just the spreadsheets, but the properties, the timelines, and the risks that matter on the ground.
What Sets Us Apart
Most private lenders come from either finance or operations. We come from both. Our team has underwritten more than $2 billion in structured real estate debt, managed institutional portfolios of 36,000+ units, and personally completed over 1,200 renovations. That dual perspective means we underwrite deals the way an investor evaluates them — looking at the property, the market, the exit strategy, and the borrower's ability to execute. The result: faster decisions, better terms, and a lending partner who speaks your language.
Where We Lend
We lend nationwide on residential and small-commercial real estate. Our team has built, renovated, and financed tens of thousands of units across U.S. markets — that operator-level experience is what we bring to every underwriting decision, regardless of where the property sits. Faster decisions, sharper valuations, and a partner who actually understands your project.
Our Approach
Institutional discipline, investor-level speed
1
You Apply
Tell us about your deal using our quick online form or call us directly. No commitment, no hard credit pull.
5 minutes
2
We Evaluate
We underwrite your deal the way an experienced investor would — property, market, scope, and exit strategy.
24 hours
3
You Get an Answer
Pre-qualification within 24 hours. Term sheet within 48 hours. No bait-and-switch, no surprises.
48 hours
4
We Fund
Close in as few as 10 days. Our team is available for draw requests, questions, and guidance throughout.
5-10 days
1
You Apply
Tell us about your deal using our quick online form or call us directly. No commitment, no hard credit pull.
5 minutes2
We Evaluate
We underwrite your deal the way an experienced investor would — property, market, scope, and exit strategy.
24 hours3
You Get an Answer
Pre-qualification within 24 hours. Term sheet within 48 hours. No bait-and-switch, no surprises.
48 hours4
We Fund
Close in as few as 10 days. Our team is available for draw requests, questions, and guidance throughout.
5-10 daysSee How We Work
From first call to funded deal — a streamlined process designed for investors who value speed, transparency, and a team that understands the business.