DSCR / Rental Loans

Cash-flow-based financing for rental investors. Qualify based on property income — no personal income verification required.

Get Pre-Qualified

DSCR

Debt Service Coverage Ratio (DSCR) based loans for investment properties. The DSCR program is tailored for investors seeking financing for income-producing properties, where eligibility is primarily based on the property's cash flow rather than the borrower's personal income. Perfect for landlords expanding their portfolio or refinancing rental properties.

Key Features

Up to 80% LTV, no personal income verification

Starting at 6.00%, DSCR ≥ 1.0x

Up to 10 years interest-only, $100K-$3M loan size

Varied prepayment options, ideal for portfolio expansion

(higher limits available upon request)

Qualification Requirements

Program Overview

Rate Range

Starting at 6.00%

Max LTV

80%

Terms

12 mo

24 mo

60 mo

120 mo

Pre-Qualify for DSCR

Related Programs

Bridge Loans

Short-term financing to bridge gaps in real estate transactions. Our Bridge Loans offer a rapid, short-term financing solution for real estate investors and developers who need to quickly acquire property, refinance existing debt, or access capital while awaiting long-term financing or property sale. Ideal for time-sensitive opportunities.

Fix & Flip Loans

Fast funding for property renovation and resale. Our Fix & Flip loans provide quick and flexible financing for investors looking to purchase, renovate, and resell residential properties for profit. We understand the time-sensitive nature of these projects and offer streamlined approval processes to ensure you can seize opportunities swiftly.

Qualify Based on Cash Flow

No income docs required. Get pre-qualified based on your property rental income.

Get Pre-Qualified

Call (239) 259-9829