Ground-Up Construction

Staged construction financing for spec builds and investor-driven development projects. Structured around real-world builder timelines and milestone-based draw schedules.

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Ground-Up Construction Loans

Financing for new residential and commercial construction. Designed for experienced developers, our Ground-Up Construction loans fund the entire building process from land acquisition to vertical construction. We partner with you to bring new properties to market, offering draw-based funding aligned with project milestones.

Key Features

Up to 90% Loan-to-Total-Cost, up to 85% ARV

Starting at 8.99%, $250K-$5M loan size

72-hour draw funding after inspection

Substitute builder experience for borrower

Qualification Requirements

Program Overview

Rate Range

Starting at 8.99%

Max LTV

90%

Terms

12 mo

18 mo

24 mo

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Related Programs

Fix & Flip Loans

Fast funding for property renovation and resale. Our Fix & Flip loans provide quick and flexible financing for investors looking to purchase, renovate, and resell residential properties for profit. We understand the time-sensitive nature of these projects and offer streamlined approval processes to ensure you can seize opportunities swiftly.

Bridge Loans

Short-term financing to bridge gaps in real estate transactions. Our Bridge Loans offer a rapid, short-term financing solution for real estate investors and developers who need to quickly acquire property, refinance existing debt, or access capital while awaiting long-term financing or property sale. Ideal for time-sensitive opportunities.

Ready to Build?

72-hour draw funding after inspection. Pre-qualification in 24 hours.

Get Pre-Qualified

Call (239) 699-1990